Motor Insurance: Fraud
The question
To ask the Secretary of State for the Home Department, what steps her Department is taking to tackle cash-for-crash moped scams.
Answered by Dan Jarvis
Cash-for-crash scams impact consumers by increasing the price of insurance premiums and putting innocent lives at risk.
The government is committed to tackling this threat and has worked in collaboration with the UK insurance sector to publish an insurance fraud charter. This is a voluntary agreement which aims to raise the visibility of insurance fraud, improve victim support and better detect and prevent scams, such as crash-for cash.
Actions within the charter include:
- Working with the National Crime Agency’s National Assessment Centre to carry out a review into the role of professional enablers in the insurance.
- Identify policies being exploited by ‘illegal insurance intermediaries’.
- Strengthen data security measures to stop insurance fraudsters using customer details to target people.
Review the tactics and websites being used by fraudsters to promote bogus insurance offers.
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