Health Insurance: Private Sector
The question
To ask the Secretary of State for Health and Social Care, whether his Department has made an assessment of the potential merits of recovering costs from insurance providers when patients with private health insurance seek NHS-funded treatment which would be covered under their health insurance policy.
Answered by Karin Smyth
The Department has made no assessment on recovering National Health Service costs from private health insurance providers, when patients with private health insurance seek NHS-funded treatment which would be covered under their health insurance policy.
However, the Injury Cost Recovery scheme enables trusts to recover the cost of NHS treatment from insurers, where personal injury compensation is paid, for example after a road traffic accident. £180 million was recovered by trusts in 2023/24, for reinvestment in NHS patient services.
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