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Mortgages: First Time Buyers

Asked by Jim ShannonDemocratic Unionist PartyTreasuryTabled Answered 17 December 2024UIN 18939

The question

To ask the Chancellor of the Exchequer, what recent discussions she has had with mortgage providers on the availability of low deposit mortgages for first time buyers.

Answered by Tulip Siddiq

The Government is regularly in contact with mortgage lenders on all aspects of their business, including the provision of finance to first time buyers.

This Government will turn the dream of owning a home into a reality by fixing the planning system and building 1.5 million more homes, as well as helping buyers who are struggling to save for a large deposit by introducing a permanent Mortgage Guarantee Scheme. As set out in the Chancellor’s recent Budget, we will announce further details of the scheme in Phase 2 of the Spending Review.

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