VerbatimParliament, as it happens

Individual Savings Accounts: Housing

Asked by Danny BealesLabourTreasuryTabled Answered 28 January 2025UIN 26269

The question

To ask the Chancellor of the Exchequer, what assessment she has made of the effectiveness of the upper limit of house prices for which the Lifetime Individual Savings Account can be used without incurring a penalty.

Answered by Emma Reynolds

Data from the latest UK House Price Index shows that while the average price paid by first-time buyers has increased, it is still below the LISA property price cap in all regions of the UK except for London, where the average price paid is affected by boroughs with very high property values.

The Government keeps all aspects of savings tax policy under review.

Verbatim has judged this answer against the question that was actually asked — answered, partly answered, or evaded. Sign in to see the verdict →

Open this question in Verbatim →

Every written question, searchable

155,000 questions tabled since the election, with the answer each department gave — and the ones still unanswered, with the clock running. Free to search.

Search written questions →Read on Verbatim