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Floods: Insurance

Asked by Dr Neil HudsonConservativeDepartment for Environment, Food and Rural AffairsTabled Answered 30 January 2025UIN 26542

The question

To ask the Secretary of State for Environment, Food and Rural Affairs, what steps he is taking to help ensure that the Flood Re Scheme is accessible for people impacted by flooding.

Answered by Emma Hardy

Flood Re is a joint Government and industry flood reinsurance scheme established specifically to help UK households at high risk of flooding to access affordable insurance through their insurance provider.

Many household insurers also now offer Build Back Better (BBB). This can provide an additional up to £10,000 as part of a claim to enable installation of property level resilient measures, which can help properties be more resilient to future flooding. We advise that homeowner ask their insurance provider whether this is included in the policy they are considering.

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