Flats: Fire Prevention
The question
To ask the Secretary of State for Housing, Communities and Local Government, what steps her Department has taken to ensure that residents are protected from incorrectly completed EWS1 forms when trying to (a) sell, (b) remortgage and (c) purchase properties in residential buildings.
Answered by Alex Norris
EWS1s are not a legal or regulatory requirement, and the Department does not intend to regulate their issuance. The use of EWS1s is a commercial decision by lenders and subject to their individual lending criteria.
The absence of a correctly completed EWS1 should not be a blocker to mortgage lending, where a leaseholder can provide alternative evidence of the safety of their building or that the building is in a remediation scheme or that the leaseholder qualifies for the leaseholder protections in the Building Safety Act.
We are working closely with the Royal Institution of Chartered Surveyors (RICS), UK Finance and the lending industry to ensure the market continues to function for leaseholders in properties with building safety issues, and those looking to purchase properties with building safety issues.
Leaseholders should contact the building owner or person responsible for fire safety if they have concerns about the fire safety of their building.
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