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Pension Credit: Capital Rules

Asked by Dave DooganScottish National PartyDepartment for Work and PensionsTabled Answered 11 February 2025UIN 29070

The question

To ask the Secretary of State for Work and Pensions, what the disregarded capital limit on pension credit was in each of the last 15 years; and if she will increase the disregarded capital limit in line with inflation since the last increase.

Answered by Torsten Bell

The capital disregard in Pension Credit has been set at £10,000 since 2009 and will remain at that level in 2025/26. Capital over £10,000 reduces weekly entitlement by £1 per £500 of capital. Unlike with working age income related benefits, there is no upper capital limit.

Benefit rules, including capital disregards in income related benefits, are kept under regular review. There are no plans to increase the capital disregard in Pension Credit.

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