Motor Vehicles: Insurance and Safety
The question
To ask the Secretary of State for Transport, if she will make an assessment of the potential merits of requiring drivers to display proof of (a) insurance and (b) MOT in vehicles.
Answered by Lilian Greenwood
We have no plans to require drivers to display evidence of insurance in their vehicles, as it would only demonstrate insurance cover at one point in time, which may have since been cancelled. Uninsured driving is tackled by Continuous Insurance Enforcement (CIE), which allows uninsured vehicles to be identified from a comparison of the DVLA’s vehicle register and the Motor Insurance Database of insurance policies managed by the Motor Insurers’ Bureau (MIB). This and police enforcement on the road are the most effective tools to tackle uninsured driving.
Although the MOT status of a vehicle is not required to be physically displayed, it can easily be discovered for free by entering the vehicle registration at https://www.gov.uk/check-mot-history. This service can be used by both the wider public and enforcement bodies. It will immediately show the due date for the vehicle’s next MOT as well as other relevant information, such as previous MOT certificates. In 2023, the Department for Transport and DVSA published a call for evidence asking for views on the future of the MOT and this was not identified as an issue. As such, we have no current plans to require the MOT status to be physically displayed on the vehicle.
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