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Rented Housing: Home Insurance

Asked by Daisy CooperLiberal DemocratMinistry of Housing, Communities and Local GovernmentTabled Answered 22 April 2025UIN 44561

The question

To ask the Secretary of State for Housing, Communities and Local Government, whether her Department has made an assessment of the potential merits of requiring home insurers to offer insurance to landlords offering tenancies to tenants on benefits.

Answered by Matthew Pennycook

Rental discrimination against people who receive benefits has no place in a fair and modern housing market.

As part of the rental discrimination measures in the Renters’ Rights Bill, any clauses within a new or renewed contract of insurance that would prohibit the letting of a property to a tenant in receipt of benefits will be rendered of no effect.

Many insurers already offer services to landlords who rent to tenants receiving benefits and, following engagement with the sector, we are not expecting any destabilising effect on the market as a result of the provisions in the Renters’ Rights Bill.

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