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Individual Savings Accounts

Asked by Josh BabarindeLiberal DemocratTreasuryTabled Answered 7 July 2025UIN 64165

The question

To ask the Chancellor of the Exchequer, what assessment her Department has made of the potential impact of a reduction in the annual tax-free cash ISA allowance on people in (a) Eastbourne and (b) the UK.

Answered by Emma Reynolds

The Government is committed to incentivising greater saving and investment. Individual Savings Accounts (ISAs) help people save for their future goals and build greater financial resilience.

The Government recognises the important role that cash savings play in helping households build a financial buffer for a rainy day. The Government also wants to see more consumers participate in capital markets and benefit from the long-term financial security and returns that investing can provide.

The impact of any changes to ISAs would be set out in a tax information impact note. The Government continues to keep all aspects of savings policy under review.

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