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Occupational Money Purchase Schemes

Asked by Mr Gregory CampbellDemocratic Unionist PartyDepartment for Work and PensionsTabled Answered 10 July 2025UIN 64982

The question

To ask the Secretary of State for Work and Pensions, with reference to the Answer of 1 July 2025 to Question 62940 on Occupational Money Purchase Schemes, what steps she is taking to encourage awareness of collective defined contribution schemes by (a) employers and (b) employees.

Answered by Torsten Bell

My officials and I have been engaging extensively with a range of stakeholders to produce the legislative framework needed to accommodate whole-life CDC schemes with multiple unconnected employers, including with numerous employers. Regulations to implement this will be brought forward in the autumn.

We have ensured that the Money and Pensions Service’s MoneyHelper guidance, which is available to any member of the public, provides information on CDC schemes.

The Government has also published ‘Workplace pensions: a roadmap’ which sets out plans to support the growth of CDC provision.

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