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Students: Cost of Living

Asked by Helen HayesLabourDepartment for EducationTabled Answered 5 September 2025UIN 70617

The question

To ask the Secretary of State for Education, what assessment she has made of the average difference between (a) maintenance loan and (b) living costs for university students.

Answered by Janet Daby

Through the student loan system, the highest levels of maintenance support are paid to students from the lowest income families, while those from more affluent families receive a smaller contribution towards their living costs. In addition to support for living costs from Student Finance England, students may be eligible for additional financial assistance from their university.

The Student Income and Expenditure Survey 2021/22 reported on the average living costs for full-time and part-time English undergraduate students and across different demographic groups for the 2021/22 academic year. The survey, including all income and expenditure tables, can be found here: https://www.gov.uk/government/publications/student-income-and-expenditure-survey-2021-to-2022.

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