Floods: Insurance
The question
To ask the Secretary of State for Environment, Food and Rural Affairs, if he will consider introducing a reinsurance scheme similar to Flood Re for properties built after 2009.
Answered by Emma Hardy
Planning policy is clear that that inappropriate development in floodplains should be avoided. Where development is necessary in a flood risk area, it should be made flood resistant, resilient and safe for their lifetime, without increasing flood risk elsewhere.
It is important to shop around to find an affordable premium as individual insurers consider different factors in setting their premiums. Householders can use the Flood Insurance Directory at www.biba.org.uk.find-insurance to find an appropriate insurance service or speak to someone at BIBAs Find and insurance service on 0370 950 1790. Householders should ensure that the cover is suitable for their individual circumstances.
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