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Road Traffic Offences: Motor Insurance

Asked by Alex BallingerLabourDepartment for TransportTabled Answered 8 September 2025UIN 73079

The question

To ask the Secretary of State for Transport, whether she has considered including measures to combat uninsured driving in the Road Safety Strategy.

Answered by Simon Lightwood

The Department is developing our Road Safety Strategy and will set out more details in due course.

All drivers must be insured to drive or ride the vehicle they are using and for the purpose it is used for. The Government takes uninsured driving seriously. Police forces work closely with the Motor Insurers’ Bureau (MIB) to tackle this. This is achieved through Continuous Insurance Enforcement (CIE), a scheme where MIB and DVLA collaborate to identify uninsured drivers and police enforcement on the road.

There is also a national policing initiative known as Operation Tutelage to reduce the level of uninsured driving on our roads. The police send advisory letters to the registered keepers of vehicles seen on the road in circumstances where the current insurance status of the vehicle is unclear. The letter encourages the registered keeper to identify if there is a problem with the insurance for the vehicle, and to put things right.

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