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Contactless Payments

Asked by Mr Gregory CampbellDemocratic Unionist PartyTreasuryTabled Answered 14 October 2025UIN 77468

The question

To ask the Chancellor of the Exchequer, if she will have urgent discussions with the Financial Conduct Authority on proposals to allow unlimited contactless card payments.

Answered by Lucy Rigby

Decisions on contactless limits are a matter for the FCA, which is independent of the Government. On September 10, the FCA launched a consultation on its proposals to introduce a new risk-based approach to contactless payments, allowing payment service providers greater flexibility to determine their approach to contactless payments where they identify there is a low risk of fraud.

The FCA’s consultation remains open until 15 October. Further details on the FCA’s proposals can be found on their website: https://www.fca.org.uk/publication/consultation/cp25-24.pdf

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