Buildings: Insurance
The question
To ask the Chancellor of the Exchequer, whether her Department has issued guidance on the rights of consumers to access property-specific risk data held by (a) insurers and (b) third-party providers that are used in insurance premium calculations.
Answered by Lucy Rigby
The Treasury has not issued guidance on the rights of consumers to access property-specific risk data held by insurers or third-party providers.
Consumers have rights to access their personal data under the UK's data protection legislation (the UK General Data Protection Regulations and the Data Protection Act 2018). Under the legislation, organisations are required to process personal data lawfully, fairly, transparently and securely, unless certain limited exemptions apply. However, property-specific risk data may not always fall within the scope of personal data and therefore may not be subject to the same access rights.
The Information Commissioner’s Office, the UK's independent regulator for data protection, publishes a range of guidance for both organisations and members of the public.
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