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Electric Scooters: Insurance

Asked by James WildConservativeDepartment for TransportTabled Answered 20 October 2025UIN 78660

The question

To ask the Secretary of State for Transport, if she will consider the potential merits of allowing the use of privately owned e-scooters if covered by a motor vehicle insurance policy.

Answered by Simon Lightwood

Private e-scooters are currently illegal to use on public roads as they meet the definition of a ‘motor vehicle’ under the Road Traffic Act 1988. As such, they must comply with all applicable legal requirements, not only the need for motor vehicle insurance policy.

The Government has committed to pursuing legislative reform for micromobility vehicles when parliamentary time allows, and will consult on any new proposed regulations, including on insurance requirements, before they come into force.

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