National Insurance Credits: Carers
The question
To ask the Secretary of State for Work and Pensions, if he will make an assessment of the potential merits of allowing carers to retain their national insurance contribution credits during temporary absences of the person they are a carer for.
Answered by Sir Stephen Timms
Carers in receipt of Carers Allowance (CA) are awarded class 1 National Insurance credits. If there is a break in care that lasts up to 12 weeks, carers in receipt of CA are awarded class 3 National Insurance credits. These credits protect their State Pension and help with access to certain working age benefits.
Carers in receipt of the Universal Credit Carer Element or Carer’s Credit receive class 3 National Insurance credits, including during a break in care, which protects their State Pension in later life.
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