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National Insurance Credits: Carers

Asked by Martin WrigleyLiberal DemocratDepartment for Work and PensionsTabled Answered 22 October 2025UIN 79926

The question

To ask the Secretary of State for Work and Pensions, if he will take steps to ensure that carers continue to receive national insurance contribution credits during temporary leaves of absence for the person they are a carer for.

Answered by Sir Stephen Timms

Carers in receipt of Carers Allowance (CA) are awarded class 1 National Insurance credits. If there is a break in care that lasts up to 12 weeks, carers in receipt of CA are awarded class 3 National Insurance credits. These credits protect their State Pension and help with access to certain working age benefits.

Carers in receipt of the Universal Credit Carer Element or Carer’s Credit receive class 3 National Insurance credits, including during a break in care, which protects their State Pension in later life.

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