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Floods: Insurance

Asked by Gideon AmosLiberal DemocratDepartment for Environment, Food and Rural AffairsTabled Answered 15 October 2025UIN 80484

The question

To ask the Secretary of State for Environment, Food and Rural Affairs, what estimate his Department has made of the number of residential properties built after 1 January 2009 in designated flood risk areas that are ineligible for support under the Flood Re scheme in (a) the UK and (b) Taunton and Wellington constituency.

Answered by Emma Hardy

Flood Re does not apply to homes built after 2009, as that would be inconsistent with current planning policy. Planning policy is clear that inappropriate development in floodplains should be avoided. Where development is necessary in a flood risk area, it should be made flood resistant, resilient and safe for their lifetime, without increasing flood risk elsewhere.

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