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Individual Savings Accounts: Young People

Asked by James McMurdockIndependentTreasuryTabled Answered 21 October 2025UIN 81777

The question

To ask the Chancellor of the Exchequer, what assessment she has made of the barriers faced by young people in accessing the Lifetime ISA.

Answered by Lucy Rigby

The Lifetime ISA encourages younger people to save towards later life at the same time as being able to save for their first home. The Lifetime ISA is open to all UK residents of the UK aged 18 or over and is offered by a range of providers.

As of 2023/24, there were over 1.3 million LISA accounts open and, since its introduction in 2017, the LISA has helped 227,600 people purchase their first property.

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