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Credit Unions: Mortgages

Asked by Gareth ThomasLabour (Co-op)TreasuryTabled Answered 23 October 2025UIN 82943

The question

To ask the Chancellor of the Exchequer, pursuant to the Answer of 16 October 2025 to Question 81241 on Credit Unions: Mortgages, what information her Department holds on which credit unions offer mortgages in each (a) region and (b) UK nation.

Answered by Lucy Rigby

There are six credit unions in the UK currently offering mortgages.

Of these, two are headquartered in England, three in Scotland, and one in Northern Ireland.

Of those headquartered in England, one is located in the North West and one is located in London.

Depending on the credit union in question’s common bond type, these credit unions may serve members outside of their headquartered regions.

Credit union policy is devolved to Northern Ireland, and so legislation may differ.

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