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Building Societies: Investment

Asked by Kirsty BlackmanScottish National PartyTreasuryTabled Answered 11 November 2025UIN 87751

The question

To ask the Chancellor of the Exchequer, what assessment she has made of the impact of fully implementing the provisions of the Building Societies Act 1986 (Amendment) Act 2024 via secondary legislation on (a) new lending capacity and (b) economic growth.

Answered by Lucy Rigby

The government is committed to supporting the growth of building societies in line with the manifesto commitment to double the size of the mutual and co-operative sector. As part of this, the government is committed to ensuring that building societies can operate in a modern and supportive legislative environment.

On 14 October 2024, the government introduced two statutory instruments to modernise the 1986 Act. The Building Societies Act 1986 (Amendment of Small Business Turnover Limit) Order 2024 came into force on 4 November 2024 and the Building Societies Act 1986 (Modifications) Order 2024 came into force on 6 January 2025.

The government will look to give effect to the powers enabled through the Building Societies Act 1986 (Amendment) Act 2024 in due course.

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