Housing: Floods
The question
To ask the Secretary of State for Environment, Food and Rural Affairs, whether her Department holds data on the estimated cost of flood losses for (a) insured properties and (b) uninsured properties in each year since 2015.
Answered by Emma Hardy
The Evidence on the Costs of Floods in England and Wales, covers the 2016 to 2019 period and the Estimating the Economic Costs of the 2015 to 2016 Winter Floods covers 2015 through to 2016.
Flood Re has enabled over 660,000 households to access affordable flood insurance since its launch, with 346,200 policies ceded in 2024/25 alone. Prior to Flood Re, average premiums for flood-affected homes were around £4,400, compared to £1,100 in 2024.
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