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Motor Insurance

Asked by Claire HannaSocial Democratic & Labour PartyTreasuryTabled Answered 17 November 2025UIN 89650

The question

To ask the Chancellor of the Exchequer, what assessment she has made of the effectiveness of the regulation of car insurance providers.

Answered by Lucy Rigby

The government is determined that insurers should treat customers fairly and firms are required to do so under the Financial Conduct Authority’s (FCA) rules.

The FCA is an independent body responsible for regulating and supervising the financial services industry across the United Kingdom and has robust powers to act against firms that fail to comply with its rules.

The government plans to publish the final report of the cross-government Motor Insurance Taskforce in the autumn. The Taskforce has a strategic remit to set the direction for UK Government policy, identifying short- and long-term actions for departments that may contribute to stabilising or reducing premiums, while maintaining appropriate levels of cover.

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