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Mortgages: Regulation

Asked by Martin WrigleyLiberal DemocratTreasuryTabled Answered 24 November 2025UIN 91221

The question

To ask the Chancellor of the Exchequer, if she will make an assessment of the potential merits of changing the Financial Conduct Authority's commercial mortgage regulations to only apply when a problem is observed and a complaint raised.

Answered by Lucy Rigby

Unlike residential mortgages, commercial mortgages are not typically regulated by the Financial Conduct Authority.

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