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Workplace Pensions

Asked by Wendy MortonConservativeTreasuryTabled Answered 10 December 2025UIN 96154

The question

To ask the Chancellor of the Exchequer, what modelling she has undertaken on applying National Insurance to salary-sacrificed pension contributions above £2,000; and whether she has made an assessment of the potential impact of that measure on pension contributions among middle-income workers.

Answered by Torsten Bell

A Tax Information and Impact Note (TIIN) was published alongside the introduction of the Bill containing the changes to pensions salary sacrifice.

Individuals earning below £30,000 making pension contributions through salary sacrifice are overwhelmingly protected by a £2,000 cap, with few (c. 5%) making salary sacrifice contributions above this threshold.

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