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Financial Services: Investment

Asked by Mr Gregory CampbellDemocratic Unionist PartyTreasuryTabled Answered 15 December 2025UIN 98356

The question

To ask the Chancellor of the Exchequer, with reference to the Financial Conduct Authority's press release entitled FCA sets out landmark package to boost UK investment culture, published on 8 December 2025, whether she plans to provide additional support for those reforms.

Answered by Lucy Rigby

The Government wants to see more people benefit from the higher returns and long-term financial resilience that investing can provide. That is why the Chancellor has set out a series of bold measures to get Britain investing again, including the reforms to ISAs announced at Autumn Budget.

In that context, the Government welcomes the Financial Conduct Authority’s (FCA) publication of final rules for the new Consumer Composite Investment regime. This will deliver tailored and flexible disclosure to support investors in their decision making, and will come into force from April 2026.

In addition, the Government is working closely with the FCA to launch a system of targeted support in early April 2026 to increase the support available to consumers. On 11 December, the Government confirmed it will be taking forward legislation to implement targeted support and the FCA published a policy statement setting out near-final rules for the regime.

Furthermore, the Government and FCA are working closely with the industry-led initiatives to promote the benefits of investing to the public, and to reform how firms talk about the risks and benefits of investing. Combined, these measures aim to support a thriving retail investment culture.

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