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Students: Loans

Asked by David ChadwickLiberal DemocratDepartment for EducationTabled Answered 20 January 2026UIN 102294

The question

To ask the Secretary of State for Education, what estimate she has made of the number of Plan 2 student loan borrowers who will repay at the higher interest threshold as a result of the freeze to the Plan 2 repayment threshold.

Answered by Josh MacAlister

Freezing the Plan 2 repayment and interest rate thresholds for English borrowers means the upper threshold, used for calculating the variable portion of Plan 2 interest rates, will be lower than previously projected. This means more borrowers will be charged the highest rate of interest but only where their income increases.

The department does not break down estimates of loan borrower numbers by the rate of interest paid.

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