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Motor Insurance

Asked by Dr Al PinkertonLiberal DemocratDepartment for TransportTabled Answered 12 January 2026UIN 102300

The question

To ask the Secretary of State for Transport, what recent assessment her Department has made of the potential for connected and autonomous vehicle technology to support vehicle (a) identification and (b) compliance with insurance requirements.

Answered by Simon Lightwood

The Automated Vehicles Act 2024 sets out the regulations for insurance requirements of automated vehicles. The operator or owner of an automated vehicle must hold a policy of insurance that satisfies the conditions in section 145 of the Road Traffic Act 1988.

The recent call for evidence launched in December 2025 seeks views on various aspects of the automated vehicles regulatory framework, including insurance. Responses received will support future consultation on the proposed regulations and implementation of the full Act in the second half of 2027.

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