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Road Traffic Offences: Motor Insurance

Asked by Dr Al PinkertonLiberal DemocratDepartment for TransportTabled Answered 13 January 2026UIN 102304

The question

To ask the Secretary of State for Transport, what assessment her Department has made of any correlation between (a) uninsured driving and (b) other driving related offences.

Answered by Lilian Greenwood

The Department for Transport has not carried out an assessment of the correlation between uninsured driving and other driving related offences.

However, on 7 January 2026 we published our new Road Safety Strategy, setting out our vision for a safer future on our roads for all. As part of this, we are reviewing the motoring offences and have published a consultation.

As part of this consultation, we are considering the minimum penalties for uninsured driving and whether they should be increased.

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