VerbatimParliament, as it happens

Small Modular Reactors: Insurance

Asked by Helen MaguireLiberal DemocratDepartment for Energy Security and Net ZeroTabled Answered 14 January 2026UIN 103648

The question

To ask the Secretary of State for Energy Security and Net Zero, whether small modular reactors will be commercially insurable against nuclear radiation events.

Answered by Michael Shanks

Under the Nuclear Installations Act 1965, operators of nuclear licensed sites are required to have sufficient financial coverage to ensure compensation would be available in the unlikely event of a nuclear incident.

Most operators secure this coverage through nuclear insurance. These are commercial arrangements between operators and insurers. Small modular reactor operators could seek such arrangements in the same manner as other nuclear projects.

In the event that commercially available cover is unattainable, the Secretary of State can make provision for financial security under such terms it considers appropriate. This can be used to ensure there are no gaps in cover.

Verbatim has judged this answer against the question that was actually asked — answered, partly answered, or evaded. Sign in to see the verdict →

Open this question in Verbatim →

Every written question, searchable

155,000 questions tabled since the election, with the answer each department gave — and the ones still unanswered, with the clock running. Free to search.

Search written questions →Read on Verbatim