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Students: Loans

Asked by Joe RobertsonConservativeDepartment for EducationTabled Answered 28 January 2026UIN 106031

The question

To ask the Secretary of State for Education, what estimate she has made of additional revenue raised by freezing student loan repayment thresholds.

Answered by Josh MacAlister

At the Autumn Budget 2025, the government announced the repayment threshold for Plan 2 student loans will be frozen at £29,385 for three years from April 2027.

This measure is currently forecast to generate additional revenue of £54 million in the 2027/28 financial year, £93 million in 2028/29, £115 million in 2029/30 and £90 million in 2030/31. This reflects an expected increase in the value of Plan 2 student loan repayments compared to if the threshold had been allowed to increase by inflation.

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