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Banks: Licensing

Asked by Gareth ThomasLabour (Co-op)TreasuryTabled Answered 22 January 2026UIN 106092

The question

To ask the Chancellor of the Exchequer, how many businesses have applications pending for banking licences.

Answered by Lucy Rigby

The Treasury does not hold this information. This is a matter for the Financial Conduct Authority (FCA) and Prudential Regulation Authority (PRA), which are operationally independent from government and responsible for authorising firms seeking to offer banking services. These organisations will each respond to the Honourable Member by letter, and a copy of the letters will be placed in the Library of the House of Commons.

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