Driverless Cars: Motor Insurance
The question
To ask the Secretary of State for Transport, whether her Department has made an assessment of the data opportunities of connected and autonomous vehicles to reduce uninsured driving.
Answered by Simon Lightwood
The Automated Vehicles Act 2024 sets out the regulations for insurance requirements of automated vehicles. The operator or owner of an automated vehicle must hold a policy of insurance that satisfies the conditions in section 145 of the Road Traffic Act 1988.
The recent call for evidence, launched in December 2025, seeks views on various aspects of the automated vehicles regulatory framework, including insurance. Responses received will support future consultation on the proposed regulations, with full implementation of the Act anticipated by the second half of 2027.
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