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Motor Vehicles: Credit

Asked by Bobby DeanLiberal DemocratTreasuryTabled Answered 27 January 2026UIN 907503

The question

To ask the Chancellor of the Exchequer, what assessment she has made of the adequacy of the restriction on tax relief for banks' compensation payments for motor finance compensation payments.

Answered by Lucy Rigby

We are monitoring the redress situation closely and want to see it resolved in an efficient way that provides certainty for consumers and firms.

In line with international norms, companies generally obtain Corporation Tax deductions for compensation payments, though the bank compensation restriction which was introduced as part of a wider bank tax regime, prevents banks from doing so.

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