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Cars: Loans

Asked by Mr Gregory CampbellDemocratic Unionist PartyTreasuryTabled Answered 9 February 2026UIN 110324

The question

To ask the Chancellor of the Exchequer, when she expects to receive the report by the FCA into hidden commission costs connected with car purchase loan schemes.

Answered by Lucy Rigby

The Government wants to see this issue resolved in an efficient and orderly way that provides certainty for consumers and firms.

The Financial Conduct Authority (FCA), as the independent regulator, has consulted on proposals for a motor finance consumer redress scheme. The FCA has indicated that it will finalise the rules of the scheme by the end of March.

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