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Pension Protection Fund

Asked by Stuart AndrewConservativeDepartment for Work and PensionsTabled Answered 12 February 2026UIN 111115

The question

To ask the Secretary of State for Work and Pensions, whether he has made an assessment of the potential merits of uprating Pension Protection Fund compensation for members who lost indexation from April 1997, to reflect the value their pensions would have held if index-linking had been preserved.

Answered by Torsten Bell

Indexation in the Pension Protection Fund (PPF) on pensions built up on or after 6 April 1997 (post-1997 indexation) broadly reflects the statutory requirements for Defined Benefit schemes more generally, which are in line with the consumer prices index, capped at 2.5%.

This may be different to the increases that would have been provided under the rules of the original scheme. The PPF is a compensation scheme and, as such, was never intended to replicate the benefits of schemes which were unable to secure their liabilities.

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