Motor Insurance: Northern Ireland
The question
To ask the Secretary of State for Transport, whether evidence or representations from stakeholders in Northern Ireland have been considered by the Motor Insurance Taskforce; and what assessment she has made of the potential implications for her policies of the Northern Ireland insurance market, including differences in (a) pricing, (b) claims costs and (c) legal frameworks.
Answered by Lilian Greenwood
The work of the motor insurance taskforce focused on issues and concerns associated with the cost of insurance premiums and claims that are shared across the UK.
The taskforce heard representations that some of the unique features of the motor insurance market in Northern Ireland have led to increasing costs there. Some of those, such as road safety and costs associated with taking claims through the judicial system, are devolved matters for the Northern Ireland Executive to consider. The government will continue to work constructively with the Executive on relevant areas of policy.
The taskforce met for the first time on 16 October 2024 and subsequently met on 28 April 2025 and 21 July 2025, which was the final meeting of the taskforce. Taskforce members were the Home Office, Ministry of Justice, Department for Education, Department for Business and Trade, Financial Conduct Authority and the Competition and Markets Authority as well as the Department for Transport and HM Treasury, who were the co-chairs.
We do not plan to publish the minutes or summaries of meetings as they cover the formulation and development of ‘live’ government policy and to do so would hinder future policy development as it could inhibit a free exchange of views.
Verbatim has judged this answer against the question that was actually asked — answered, partly answered, or evaded. Sign in to see the verdict →