Charities: Financial Services

HM Treasury does not directly deliver financial literacy programmes. The Government supports financial capability through a range of activity, including the work of the Money and Pensions Service (MaPS), an arm’s length body which provides, free impartial money guidance for every stage of people’s financial lives.

MaPS runs the Money Guiders programme, which equips frontline staff – including those working in charities and community organisations – with the skills and confidence to have effect conversations about money with the people they support. As part of the Financial Inclusion Strategy, published on 5 November 2025, the Government announced that MaPS will expand and enhance Money Guiders to help deliver quality financial guidance across the UK. To date, Money Guiders has engaged over 18,000 practitioners and partnered with nearly 300 organisations. More detail on the Government’s broader approach to financial education and capability is set out in the Strategy.

Wider policy on civil society and youth, including charities and the voluntary, community and social enterprise (VSCE) sector sits with the Department for Culture, Media and Sport (DMCS).