Motor Insurance: Fraud
The question
To ask the Secretary of State for Transport, what steps she is taking to help tackle phantom car insurance fraud.
Answered by Lilian Greenwood
The Government regularly engages with a variety of stakeholders on issues relating to motor insurance, including fraud.
The cross-government taskforce on motor insurance was formed in 2024, to fulfil the government’s commitment to tackling the soaring cost of motor insurance in the UK. One of the actions in the taskforce report published on 10 December 2025 is “Tackling uninsured driving, fraud and crime”. Where the Financial Conduct Authority (FCA) identifies unlawful content, including ghost broking, ad-spoofing and material posted by finfluencers, it will seek to get the content removed and work with other partner agencies, including law enforcement, working to combat these activities.
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