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Students: Loans

Asked by Navendu MishraLabourDepartment for EducationTabled Answered 2 June 2026UIN 2901

The question

To ask the Secretary of State for Education, whether her Department has made an assessment of the potential merits of introducing a lifetime cap on interest paid on Plan 2 student loans.

Answered by Josh MacAlister

The government is capping the maximum interest rates on Plan 2 and 3 student loans at 6% for the 2026/27 academic year. We are clear it does not resolve all of the issues with the Plan 2 system, which was designed and implemented by the previous government. We are considering how to make the system fairer, but to be fiscally responsible we must consider how any change would be funded.

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