Dangerous Dogs: Insurance
The question
To ask the Secretary of State for Environment, Food and Rural Affairs, what assessment she made of the potential availability of a replica third-party public liability insurance scheme for owners of exempted dogs, following the Companion Club's announcement of withdrawal of its cover.
Answered by Stephen Morgan
Defra recognises the importance of public safety and responsible dog ownership. The provision of insurance is a commercial decision for insurers and there is currently very limited coverage available for certain types of dogs.
No alternative third-party public liability insurance product is currently available for banned breed dogs following the withdrawal of the only provider. This is a commercial decision for insurance providers, who determine which products they make available.
Ministers and officials have engaged with Dogs Trust, the Devolved Governments and the insurance sector to discuss options for maintaining access to third‑party public liability insurance for owners of banned dogs. Defra officials continue to work with these partners to explore potential options and will provide further updates in due course.
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