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Universal Credit: Students

Asked by Dan AldridgeLabourDepartment for Work and PensionsTabled Answered 17 July 2026UIN 17545

The question

To ask the Secretary of State for Work and Pensions, whether he has made an assessment of the potential impact of treating student maintenance loans as income on Universal Credit claimants seeking to retrain for occupations with workforce shortages.

Answered by Sir Stephen Timms

The primary source of financial support for students comes from the student support system through various loans and grants designed for their needs. Students are unable to claim Universal Credit if they are studying full-time, unless they meet specific exceptions such as being responsible for a child. Where eligible students make a claim for Universal Credit, income available to meet their everyday living costs such as a basic student maintenance loan are taken into account, avoiding duplication of support.

The Department is committed to supporting people to retrain, develop new skills and move into jobs in sectors experiencing workforce shortages. Jobcentre Plus works with employers to provide work experience and training placements, including Sector Based Work Academy Programme, helping people gain the experience and skills to fill these vacancies. In addition, we are offering up to 300,000 additional opportunities with priority referrals for young people as part of the Youth Guarantee.

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